Online Behavior Exposes Many to Lawsuits
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ing social networking sites: Facebook (37%), MySpace (19%), LinkedIn (9%) and Twitter (6%). Nearly 60% of respondents earning $100,000 or more belonged to one of these sites.
Only 2% of respondents said they have lawyers review comments before posting them to their blogs.
with regard to allowing comments to
be posted directly to the site versus
reviewing comments before they are
posted. The safest and most conserva-
tive approach is to require pre-registra-
tion before allowing comments and to
preview the comments before they ap-
pear online. This may not be practical
for everyone, but there are other ways
to protect yourself.”
The telephone survey of 1,000 Ameri-
cans was conducted by Opinion Re-
search Corp.
“This raises significant risk issues for
the owner of the blog,” says Alderman.
“There are different schools of thought
Forty-five percent of the respondents
were members of one of the follow-
The member insurers of the Chubb Group of Insurance Companies form a multi-billion dollar organization providing property and casualty insurance for personal and commercial customers worldwide through 8,500 independent agents and brokers. Chubb’s global network includes branches and affiliates in North America, Europe, Latin America, Asia and Australia.
WASHINGTON—Senate Bill 6252, which would have banned credit-based insurance scores, failed to come to a vote on the floor of the Senate Tuesday prior to the crossover deadline for bills to pass out of their house of origin and cross to the opposite chamber. It’s companion bill, HB 2513 was defeated in the House Financial Institutions Committee on Feb. 3.
PCI Assistant Vice President Kenton Brine said fact-based arguments and industry teamwork allowed insurers to demonstrate to legislators that credit-based insurance scoring is an objective, proven rating tool.
“Insurers and trade associations mounted a strong defense against these bills,” said Brine. “Industry research allowed us to present the stron-gest possible evidence that credit-based insurance scores are accurate, fair, and highly predictive — and that insurers’ use of credit history benefits insurance consumers. Legislators simply considered the mountain of evidence that supports the fair and regulated use of credit scores in insurance rating, and joined the growing list of state legislatures that have rejected credit scoring bans over the past three years.”
4 FEBRUARY 25, 2010 • THE INSURANCE RECORD
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